Financial Coaching
We offer a calm voice during the trials of financial anxiety. Our sessions help you identify your stressors, and we will work together to overcome them.
We offer hands-on teaching and personal finance education to our clients, such as getting out of debt, budget mastery, saving, and investing options to build wealth.
1
Budget Basics
According to a report published by financepond.com on December 23, 2021, 54% of Americans are living paycheck to paycheck. This included 40% of Americans with annual salaries of over $100,000.
That is, a single hiccup in pay spells disaster, even for well-incomed families.
We help individuals and families get on a written, zero-based budget so that they can build an emergency fund, save for their future, and feel more peace in their lives knowing they aren't one paycheck hiccup away from a financial disaster.
2
Investment Education
Saving is not investing. Many families are saving and participating in their work retirement plans, but we find that most people are doing so without the knowledge needed to build long-term and sustainable wealth.
We help individuals and families understand their investment options. Our investment education helps people weigh the opportunity costs associated with not investing properly.
3
Debt-Free Living
We believe in and teach debt-free living to individuals and families.
We coach people on how to free themselves from the cultural belief that we are stuck with living the rest of our lives with debt. Whether it's car payments, credit cards, 90-Days Same as Cash, or any other form of consumer debt, we can help you achieve the debt-free life you desire.
If you want to get debt-free or learn how to live a debt-free lifestyle, coach Ryan will help you.
4
Execute Dave Ramsey Baby Steps
If you follow the bestselling author and radio personality Dave Ramsey, coach Ryan is a certified Ramsey master coach and has taught and helped individuals and families step through his baby steps for over a decade.
Dave's most recent book, Baby Steps Millionaires, shares the success of everyday people using his system to achieve their wealth goals and reach the status of everyday millionaires. We highly recommend it if you want to learn about what the Baby Steps can do for you.